US · RETIREMENT
US retirement withdrawals: IRA, RMD and annuity planning
Keep account growth, required distributions and withdrawal assumptions separate.
Account growth, required distributions and retirement income are different questions. A projected balance does not establish an RMD, and an RMD does not guarantee a sustainable withdrawal.
Use the Traditional IRA calculator or Roth IRA calculator for growth scenarios. Use the RMD calculator only with the applicable official factor. The annuity payout calculator is a mathematical drawdown model, not an insurer quote.
Put the idea into numbers.
Open the rmd calculator →