Break down employee EPF, employer EPF and employer EPS allocations for the wages and months you enter.
Contribution arithmetic only; no interest credit, wage ceiling, voluntary PF, administrative charge or historical balance. Employer EPS allocation is capped at the employer contribution. Confirm eligibility and current scheme rules.
Method: This calculator applies the values and assumptions you enter, shows each arithmetic step clearly, and identifies scheme or tax conditions that require current official confirmation.
Inputs used: Currency = INR; Monthly PF wages = 15,000; Contribution months = 12 months; Employee contribution = 12 %; Employer contribution = 12 %; Employer share allocated to EPS = 8.33 %
Assumptions: The result uses the values, units and options shown in the input snapshot.
Scope and warnings: Contribution arithmetic only; no interest credit, wage ceiling, voluntary PF, administrative charge or historical balance. Employer EPS allocation is capped at the employer contribution. Confirm eligibility and current scheme rules. Rounding and excluded real-world terms can make an external result differ.
EPFO contribution rates · As stated by the source · effective As published · reviewed 2026-09-12
medium confidence · Deterministic calculation
Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.
Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.
PFRDA NPS exit guidance · As stated by the source · effective As published · reviewed 2026-09-12
medium confidence · Deterministic calculation
Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.
Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.
Income Tax Department tax payments and TDS · As stated by the source · effective As published · reviewed 2026-09-12
medium confidence · Deterministic calculation
Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.
Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.
This calculator applies the values and assumptions you enter, shows each arithmetic step clearly, and identifies scheme or tax conditions that require current official confirmation.
Enter a documented salary, contribution, withdrawal or tax scenario, then compare each result with the relevant official statement or certificate.
This page is an educational planning calculation. It does not determine eligibility, legal classification, statutory limits, tax liability, account balance or a government benefit. Confirm the current rules and your records before acting.
Calculations run on your device. Review your results before exporting or sharing them.
Employee and employer contributions can be similar in total while the employer allocation between EPF and EPS differs.
Interest credit, wage ceilings and eligibility need current EPFO confirmation.
Published by ToolMitra — methods and editorial approach.