Estimate NSC maturity from a one-time deposit, rate and certificate term.
Use the currently notified certificate rate and term. The estimate compounds annually and excludes issue-date rules, tax deductions, nomination and premature encashment conditions.
Method: The model compounds a one-time deposit annually at the rate you enter. Certificate rate and maturity depend on the issue terms.
Inputs used: Currency = INR; Deposit amount = 100,000; Annual interest rate = 7.7 %; Investment term = 5 years
Assumptions: The result uses the values, units and options shown in the input snapshot.
Scope and warnings: Use the currently notified certificate rate and term. The estimate compounds annually and excludes issue-date rules, tax deductions, nomination and premature encashment conditions. Rounding and excluded real-world terms can make an external result differ.
India Post savings schemes · As stated by the source · effective As published · reviewed 2026-09-12
medium confidence · Deterministic calculation
Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.
Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.
The model compounds a one-time deposit annually at the rate you enter. Certificate rate and maturity depend on the issue terms.
₹1 lakh at an entered 7.7% annual rate for five years shows the principal and estimated interest separately.
No. Tax eligibility and interest treatment depend on the applicable rules and your circumstances.
Calculations run on your device. Review your results before exporting or sharing them.
The estimate compounds a one-time deposit over the selected certificate term.
Use the rate and maturity applicable to the certificate issue date; tax treatment is outside this screen.
Published by ToolMitra — methods and editorial approach.