Estimate monthly and quarterly income from a POMIS principal deposit.
Monthly income is simple interest on the entered principal. This screen does not model account limits, joint-account rules, premature closure, reinvestment, TDS or taxation.
Method: Interest income equals principal multiplied by the entered annual rate, divided into monthly and quarterly amounts. Principal remains unchanged in this income model.
Inputs used: Currency = INR; Deposit amount = 500,000; Annual interest rate = 7.4 %; Term = 5 years
Assumptions: The result uses the values, units and options shown in the input snapshot.
Scope and warnings: Monthly income is simple interest on the entered principal. This screen does not model account limits, joint-account rules, premature closure, reinvestment, TDS or taxation. Rounding and excluded real-world terms can make an external result differ.
India Post savings schemes · As stated by the source · effective As published · reviewed 2026-09-12
medium confidence · Deterministic calculation
Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.
Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.
Interest income equals principal multiplied by the entered annual rate, divided into monthly and quarterly amounts. Principal remains unchanged in this income model.
At a 7.4% entered rate, ₹5 lakh produces an estimated ₹3,083.33 monthly before tax.
No. This calculator presents an income-payout estimate on unchanged principal. It does not assume reinvestment.
Calculations run on your device. Review your results before exporting or sharing them.
Monthly income is estimated from unchanged principal at the rate you enter.
Account limits, joint holdings, closure charges and taxation need the current scheme terms.
Published by ToolMitra — methods and editorial approach.