MONEY, WITH A PLAN

Form 16 tax estimator.

Reconcile annual salary and payroll TDS against a scoped new-regime tax estimate and old-regime comparison.

Form 16 tax estimator inputs

YOUR RESULTS
New-regime tax estimate₹97,500.00
TDS shown as deducted₹1,00,000.00
Estimated excess TDS₹2,500.00
Old-regime comparison₹2,10,600.00

FY 2025–26 / AY 2026–27. This is a reconciliation estimate, not a Form 16 parser or return. Use the actual certificate, AIS/26AS and payroll records. It excludes capital gains, other income, arrears relief, surcharge and tax credits.

HOW THIS RESULT WAS BUILTDeterministic calculationEngine calculator-core-1.0.0

Method: This calculator applies the values and assumptions you enter, shows each arithmetic step clearly, and identifies scheme or tax conditions that require current official confirmation.

Inputs used: Currency = INR; Annual gross salary from Form 16 = 1,500,000; Eligible HRA exemption = 0; Eligible old-regime deductions = 150,000; Professional tax = 0; TDS already deducted = 100,000

Assumptions: The result uses the values, units and options shown in the input snapshot.

Scope and warnings: FY 2025–26 / AY 2026–27. This is a reconciliation estimate, not a Form 16 parser or return. Use the actual certificate, AIS/26AS and payroll records. It excludes capital gains, other income, arrears relief, surcharge and tax credits. Rounding and excluded real-world terms can make an external result differ.

Sources and coefficient scope
EPFO contribution rates

EPFO contribution rates · As stated by the source · effective As published · reviewed 2026-09-12

medium confidence · Deterministic calculation

Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.

Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.

PFRDA NPS exit guidance

PFRDA NPS exit guidance · As stated by the source · effective As published · reviewed 2026-09-12

medium confidence · Deterministic calculation

Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.

Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.

Income Tax Department tax payments and TDS

Income Tax Department tax payments and TDS · As stated by the source · effective As published · reviewed 2026-09-12

medium confidence · Deterministic calculation

Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.

Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.

UNDERSTAND THE RESULT

How this form 16 tax estimator works

This calculator applies the values and assumptions you enter, shows each arithmetic step clearly, and identifies scheme or tax conditions that require current official confirmation.

A worked example

Enter a documented salary, contribution, withdrawal or tax scenario, then compare each result with the relevant official statement or certificate.

Can it replace Form 16 or an income-tax return?

This page is an educational planning calculation. It does not determine eligibility, legal classification, statutory limits, tax liability, account balance or a government benefit. Confirm the current rules and your records before acting.

References and further reading

Calculations run on your device. Review your results before exporting or sharing them.

Reconcile certificate figures with care

Use annual salary, eligible deductions and TDS amounts from payroll records and Form 16.

The estimate does not replace Form 16, AIS, Form 26AS or an income-tax return.

Published by ToolMitra — methods and editorial approach.