INDMONEY, WITH A PLAN

Loan foreclosure and part-payment calculator.

Compare part-payment savings and foreclosure charges.

Loan foreclosure and part-payment inputs

%
months
%
YOUR RESULTS
Part-payment charge₹4,000.00
Interest saved: reduce EMI₹48,804.82
Interest saved: reduce tenure₹1,01,668.07
New payoff term37 months

Uses one payment now. Confirm lender restrictions, fixed/floating-rate rules, GST on charges, minimum payment, revised schedule and foreclosure quote.

HOW THIS RESULT WAS BUILTDeterministic calculationEngine calculator-core-1.0.0

Method: The calculator applies your selected balance, rate, term, fee and repayment assumptions to a transparent planning calculation.

Inputs used: Currency = INR; Outstanding principal = 1,000,000; Annual loan rate = 12 %; Remaining tenure = 48 months; Part payment or foreclosure amount = 200,000; Foreclosure / part-payment charge = 2 %

Assumptions: The result uses the values, units and options shown in the input snapshot.

Scope and warnings: Uses one payment now. Confirm lender restrictions, fixed/floating-rate rules, GST on charges, minimum payment, revised schedule and foreclosure quote. Rounding and excluded real-world terms can make an external result differ.

UNDERSTAND THE RESULT

How this loan foreclosure and part-payment calculator works

The calculator applies your selected balance, rate, term, fee and repayment assumptions to a transparent planning calculation.

A worked example

Use current terms from your bank or card issuer before comparing an actual loan or credit facility.

Does this determine a bank-specific offer?

No. SBI, HDFC, ICICI and other lender terms depend on current pricing, eligibility and product conditions.

Calculations run on your device. Review your results before exporting or sharing them.

Obtain a current closure quote

The comparison applies a selected part payment and charge.

Lender rules determine final savings and fees.

Published by ToolMitra — methods and editorial approach.