Estimate KVP maturity and test the notified doubling period or rate for your certificate.
Enter the certificate issue rate and notified maturity period for your purchase. KVP doubling and encashment rules are issue-date specific; this is a growth estimate only.
Method: A single deposit compounds annually at the entered rate for the selected term. Use the certificate issue terms for an official result.
Inputs used: Currency = INR; Deposit amount = 100,000; Annual interest rate = 7.5 %; Investment term = 10 years
Assumptions: The result uses the values, units and options shown in the input snapshot.
Scope and warnings: Enter the certificate issue rate and notified maturity period for your purchase. KVP doubling and encashment rules are issue-date specific; this is a growth estimate only. Rounding and excluded real-world terms can make an external result differ.
India Post savings schemes · As stated by the source · effective As published · reviewed 2026-09-12
medium confidence · Deterministic calculation
Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.
Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.
A single deposit compounds annually at the entered rate for the selected term. Use the certificate issue terms for an official result.
A ₹1 lakh certificate with a selected 10-year term shows the estimated maturity and whether it approaches doubling.
KVP terms are issue-date specific. The official certificate and current notification prevail over this planning calculation.
Calculations run on your device. Review your results before exporting or sharing them.
KVP growth is shown from the entered annual rate and years.
The printed certificate and current notification control maturity, encashment and nomination conditions.
Published by ToolMitra — methods and editorial approach.