MONEY, WITH A PLAN

PPF calculator.

Plan Public Provident Fund contributions and see an estimated 15-year maturity.

PPF inputs

%
years
YOUR RESULTS
Estimated maturity₹15,77,227.38
Total contributions₹9,00,000.00
Estimated interest₹6,77,227.38
Contributions
900,000
Interest
677,227.38

PPF normally uses annual contribution and statutory rules. This planning model treats the entered contribution as a monthly equivalent, compounds annually and does not validate contribution limits, deposit dates, extensions, loans or tax eligibility.

HOW THIS RESULT WAS BUILTDeterministic calculationEngine calculator-core-1.0.0

Method: The model converts equal monthly contributions into a future value using the annual rate you enter. Actual PPF interest depends on deposit timing and current notified rules.

Inputs used: Currency = INR; Monthly contribution = 5,000; Annual interest rate = 7.1 %; Investment term = 15 years

Assumptions: The result uses the values, units and options shown in the input snapshot.

Scope and warnings: PPF normally uses annual contribution and statutory rules. This planning model treats the entered contribution as a monthly equivalent, compounds annually and does not validate contribution limits, deposit dates, extensions, loans or tax eligibility. Rounding and excluded real-world terms can make an external result differ.

Sources and coefficient scope
India Post savings schemes

India Post savings schemes · As stated by the source · effective As published · reviewed 2026-09-12

medium confidence · Deterministic calculation

Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.

Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.

UNDERSTAND THE RESULT

How this ppf calculator works

The model converts equal monthly contributions into a future value using the annual rate you enter. Actual PPF interest depends on deposit timing and current notified rules.

A worked example

A monthly equivalent contribution of ₹5,000 for 15 years creates 180 contributions; the result separates those contributions from estimated growth.

Does this calculate the exact PPF maturity?

No. PPF deposit timing, annual limits, extension options and notified rates affect a real account. Use the official account statement for a contractual value.

References and further reading

Calculations run on your device. Review your results before exporting or sharing them.

Use a notified rate and deposit schedule

The amount is modelled as equal monthly-equivalent contributions; PPF interest crediting and annual limits follow the current rules.

This is a savings projection, not an account statement. Confirm deposits, extensions, loans and tax treatment with India Post.

Published by ToolMitra — methods and editorial approach.