US finance calculators.
Plan a housing, retirement, education, debt or income decision with editable assumptions and clear scope notes.
US house affordability calculator
Estimate a home price and mortgage payment from income, debts, down payment and lender-style payment limits.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
US mortgage payoff calculator
Test how an extra monthly payment or lump sum can shorten a fixed-rate mortgage payoff schedule.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
FHA mortgage calculator
Estimate principal, interest, upfront mortgage insurance and an editable monthly FHA mortgage-insurance charge.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
VA mortgage calculator
Estimate an eligible borrower’s VA loan payment with an editable funding fee and monthly housing-cost inputs.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
HELOC payment calculator
Estimate an interest-only draw-period payment and a repayment-period payment for a home equity line of credit.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Home equity loan calculator
Estimate available home equity and a fixed-rate home equity loan payment using an editable combined loan-to-value limit.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Student loan repayment calculator
Estimate a fixed-payment student loan schedule, total interest and the effect of paying extra each month.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
College cost calculator
Project total college cost after annual price increases and estimate a monthly saving amount for the target.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Traditional IRA calculator
Project a traditional IRA balance and show an editable illustration of the current-year tax deduction value.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Roth IRA calculator
Project a Roth IRA balance from current savings, annual contributions and an assumed return.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
RMD calculator
Calculate an estimated required minimum distribution from a prior year-end balance and an entered IRS life-expectancy factor.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Social Security claiming calculator
Compare an entered full-retirement-age monthly benefit with early or delayed claiming assumptions.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Annuity payout calculator
Estimate a level withdrawal from an account balance over a selected number of years and assumed return.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Debt consolidation calculator
Compare a combined existing-debt payment assumption with a proposed consolidation loan including fees.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Debt-to-income ratio calculator
Calculate front-end and total debt-to-income ratios from monthly gross income, housing payment and recurring debts.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Auto lease calculator
Estimate a monthly auto lease payment from capitalized cost, residual value, money factor, term and tax.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
US paycheck calculator
Estimate monthly take-home pay using editable federal, state, payroll and pre-tax deduction assumptions.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes
Monthly budget calculator
Organize monthly income, needs, wants, debt payments and savings into a transparent monthly surplus or gap.
- US-focused assumptions
- Editable rates and terms
- Clear scope notes