Estimate a Post Office time-deposit maturity using your selected tenure and rate.
Enter the rate for the selected tenure. The calculation compounds annually for planning; the official maturity amount, compounding convention and premature closure rules control your account.
Method: A one-time deposit compounds annually using the rate and term you enter, then separates the original deposit from the projected interest.
Inputs used: Currency = INR; Deposit amount = 100,000; Annual interest rate = 7.5 %; Investment term = 5 years
Assumptions: The result uses the values, units and options shown in the input snapshot.
Scope and warnings: Enter the rate for the selected tenure. The calculation compounds annually for planning; the official maturity amount, compounding convention and premature closure rules control your account. Rounding and excluded real-world terms can make an external result differ.
India Post savings schemes · As stated by the source · effective As published · reviewed 2026-09-12
medium confidence · Deterministic calculation
Linked as a method or contextual reference; calculator inputs remain visible and editable where applicable.
Exclusions: Source applicability and any jurisdictional limits remain those stated by the publisher.
A one-time deposit compounds annually using the rate and term you enter, then separates the original deposit from the projected interest.
₹1 lakh at an entered 7.5% rate for five years shows estimated interest and maturity.
Use the rate notified for your exact tenure and account opening date. This site does not fetch live rates.
Calculations run on your device. Review your results before exporting or sharing them.
A one-time amount compounds at the rate and term you enter.
Official maturity conventions and premature closure rules prevail over this estimate.
Published by ToolMitra — methods and editorial approach.